Reinventing the 401(k).

Human Interest makes it easy and affordable to help your employees save for retirement.

The first 401(k) with 3% cash back on contributions1

(k)ickstart™ your employees’ retirement with:

  • 3% cash back on employee contributions (min. $100, max. $250), a special perk for those making $60,000 or less per year

  • Financial education via (k)ickstart™ classroom, a free 10-part course featuring bite-sized videos designed for first-time savers

  • Award-winning customer service, enrollment webinars in Spanish & English, and a mobile-optimized experience

(K)ICKSTART EMPLOYEE SAVINGS

Finally, end-to-end administration

Human Interest takes the hassle out of managing your company’s 401(k). We sync to your payroll, process contributions, and handle all of your compliance testing and IRS paperwork.

RUN YOUR BUSINESS, WE'LL HANDLE YOUR 401(k)

Zero transaction fees. Period.

Through dozens of sneaky, shady fees, other 401(k) providers can take advantage of you and your employees.

We don’t.

With us, you get affordable plans, low-cost funds, and absolutely no transaction fees.

CLEAR, AFFORDABLE PRICING

401(k)s aren't expensive anymore

You can offer retirement benefits for less than the cost of one employee’s health insurance.2

25,000+ companies coast to coast
750,000+ employees covered by our plans
500+ payrolls, and more partners who we love

Flexible, customized retirement plans

We offer Traditional and Roth 401(k)s, 403(b)s, safe harbor plans, and profit-sharing plans — we’ll help you figure out what’s right for you. Employers can customize matching and vesting options at no additional cost.

BUILT FOR YOU

Easy to use interface

Your dashboard gives you a 360-degree view of your company plan, including employee participation and contribution reports. Employees can start saving in a few easy steps with our seamless onboarding and built-in investment education.

MODERN RETIREMENT BENEFITS